Credit Reports - and More
A SouthWestern service launched on August 1, 2002!
Hardware Members - Equipment Members - OPE Members - Industrial Members

Your Association has been working with NACM MidAmerica in an effort to provide SouthWestern Members with a new service with tremendous value!

Current Subscribers - click to go to: Note: Agreements required with each of the following providers before you can log into these sites.
Commercial	or or or
Consumer
Not a Current Subscriber but you are interested? Click here - Complete the form and we will contact you!

• Why did SouthWestern select NACM?
• Consumer Reports available: Direct access- $10 ($15 operator assisted)
• Commercial Reports available
• Services Offered
• Business/Trade Reports - Reports available when you need them
• Business/Trade Reports - Reports available on these items
• CURE™
• How much does it cost?
• Who to contact - Want more information?
• When do I use which report
• Log onto the SouthWestern Section of NACM MidAmerica
• Who is NACM?

 

Why did SouthWestern select NACM?	Because: NACM requires no advance purchase, subscription or other up front fees, deposits or costs. SouthWestern members can purchase as little or as much service as they require on a pay-as-you-go basis. All credit resources and tools SouthWestern members need are under one roof for our members' convenience
Business/Trade Reports: Reports available when you need	Payment History Business Background Public Record Collection Activity Banking Relationships UCC Filings
Business/Trade Reports: Reports available on:	Proprietorships Partnerships Corporations Limited Liability Co. (LLC)      Internet Access Available
Consumer Reports:	NACM MidAmerica offers access to Trans Union - Equifax - Experian consumer credit reports. Trans Union Example - .pdf TransUnion Training/Help Guide - .pdf Equifax Example - .pdf Equifax Training/Help Guide - .pdf Experian Example - .pdf Experian Training/Help Guide - .pdf This service is available to any business with a permissible purpose allowed by the  “Federal Fair Credit Reporting Act”.     Internet Access Available
Commercial Reports:	NACM Reports Example - .pdf Experian Business Profile Report Example - .pdf D & B Business Information Report Example - via link Equifax Business Information Report          Example - via link
CURE ™	A 30 day courtesy collection service consisting of two letters and two telephone calls. Claims be placed online  at http://www.nacmservices.com/mla/cure/swform.html   What is CURE™
How Much does this cost?	NACM Bureau Report - $24.00 ($32 - operator assisted) Example - .pdf Experian Business Profile Report - $48.00 ($60 operator assisted) Example - .pdf Equifax Commercial Report - $24.00 ($32 operator assisted) D & B Business Information Report - $99.00 (No surcharge for operator assisted. Example - via link International Credit reports (email & fax delivery - prices vary per country). Consumer Report -electronic $10.00 Operator assisted - $15.00 You can choose which report: Trans Union Example - .pdf Equifax Example - .pdf Experian Example - .pdf CURE™ - $22.00  What is CURE™
For more information	Sign up at: http://www.nacmservices.com/wla/form.html or Contact NACM at 1-800-593-0907 and ask for Francie Dix (francie@nacmservices.com).  Let them know you are a member of the SouthWestern Association and they will take it from there! or Contact Olivia Holcombe at oholcombe@swassn.com!
When do I use Which Report	Commercial: NACM Reports - when selling to local/regional builders, contractors, sub-contractors, or other general business entities. NACM reports offer: Details of payment history Public record filings If placed for collection NSF checks if reported General owner information Experian Reports - when selling to a contractor or sub-contractor or other business entity from another state or outside of the immediate area, or if no information exists in the NACM database. The Business Profile Report offers details of the subject's payment performance, public record history, and general information. The Intelliscore (Risk) Report is a synopsis of the Profile report. It provides condensed information shown on the Profile report but offers, in addition, a "Risk Score" to the business. D&B Reports are national in scope and offer information beyond the paying habits of companies throughout the U.S. If the credit exposure is large, or if there just isn't enough information to satisfy the amount of risk you are being asked to consider, then these reports are suggested.   Consumer: Consumer Reports - When the customer is an individual, or is a new business with no credit history as a business, or when little or no information is available in any of the various business reports on the business itself either as a company or a trade name. Special note: When obtaining a consumer credit report, it is required that a permissible purpose exists and that you have the written permission of the individual whose report is going to be obtained. This is Federally mandated and is required on all first time transactions. Available from: Trans Union Equifax Experian Consumer Credit
Who is NACM?	NACM is the leading resource for credit and financial management, providing information, products and services for effective accounts receivable management. NACM represents 30,000 credit executives worldwide, making NACM one of the oldest and largest business organizations in the United States.